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Welcome to First Dicon. These Terms of Service ("Terms") govern your access to and use of our website, products, and services ("Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Services.

1. Acceptance of Terms

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.

2. Financial Disclaimer

Our Services provide general information and guidance in the finance and commercial space and should not be considered financial advice. We do not guarantee the accuracy, completeness, or reliability of any information provided through our Services. You should consult with a qualified financial advisor before making any financial decisions.

3. Use of Services

You may use our Services for lawful purposes only and in accordance with these Terms. You agree not to use our Services in any way that violates any applicable laws or regulations.

4. Intellectual Property

All content, materials, and trademarks displayed on our website are the property of First Dicon or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, modify, reproduce, or distribute any content from our Services without our prior written consent.

5. Privacy

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and disclose your personal information.

6. Disclaimer of Warranties

Our Services are provided on an "as is" and "as available" basis without any warranties of any kind, express or implied. We do not warrant that our Services will be uninterrupted, error-free, or free from viruses or other harmful components.

7. Limitation of Liability

In no event shall First Dicon, its directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our Services.

8. Indemnification

You agree to indemnify and hold harmless First Dicon, its directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses arising out of or in any way connected with your use of our Services or your violation of these Terms.

9. Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting. Your continued use of our Services after the posting of revised Terms constitutes your acceptance of such changes.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.